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Was Your Property Impacted by Storm Damage? Follow These 6 Steps!

September 6, 2024

Storms can wreak havoc on properties, causing damage that ranges from minor to catastrophic. When a storm hits, it’s crucial to assess the damage quickly and take the appropriate steps to ensure your safety and the protection of your property. One of the most common and potentially dangerous consequences of severe weather is damage caused by fallen trees or broken branches. If your property has been impacted by storm damage, follow these steps to address the situation effectively and safely.


1. Ensure Safety First


The first and most important step after a storm is to ensure your safety and the safety of your family. Before assessing any damage, make sure everyone is accounted for and safe. If you suspect any structural damage to your home, such as a collapsed roof or broken windows, do not enter until a professional has inspected it.


If there are downed power lines, steer clear and immediately contact your local utility company. Power lines can be extremely dangerous, and even a seemingly harmless line can still be live.


2. Document the Damage


Once it’s safe to do so, start documenting the damage to your property. Take clear photos and videos of all affected areas, including trees, fences, roofs, and any other structures. This documentation will be crucial when filing an insurance claim.


Make a list of all damaged items, including a description and an estimate of their value. This can help streamline the claims process and ensure that you receive the compensation you’re entitled to.


3. Contact Your Insurance Company


After documenting the damage, the next step is to contact your insurance company. Provide them with all the necessary information, including photos, videos, and a detailed list of damages. Your insurance provider will guide you through the claims process and inform you of what is covered under your policy.


In some cases, your insurance company may send an adjuster to assess the damage in person. Make sure to be present during this visit to point out all affected areas and discuss your coverage.


4. Assess Tree Damage


Storms can cause significant damage to trees, which can pose a risk to your property and safety. Carefully inspect the trees around your property for any signs of damage, such as broken branches, uprooted trees, or large limbs hanging precariously.


If you notice any damaged trees or branches, it’s important to address them as soon as possible. According to Allstate, any branches over four inches in diameter should be removed by a professional arborist. This is because large branches can be extremely heavy and difficult to handle safely. Additionally, attempting to remove them on your own could result in further damage to your property or serious injury.


5. Hire a Professional Tree Service


When dealing with storm-damaged trees, it’s always best to hire a professional tree service. These experts have the necessary tools, experience, and knowledge to safely remove damaged trees and branches without causing additional harm to your property.


A professional tree service can also assess the overall health of your trees and recommend any additional care or maintenance that may be needed. This is particularly important if the storm has caused extensive damage, as weakened trees may be more susceptible to future problems.


When hiring a tree service, make sure to choose a company that is licensed, insured, and experienced in storm damage cleanup. Ask for references and read reviews to ensure you’re hiring a reputable provider.


6. Make Temporary Repairs


While you’re waiting for your insurance claim to be processed and repairs to be made, it’s important to take steps to prevent further damage to your property. This may include covering broken windows with plywood or tarps, securing damaged roofs, or removing debris from around your home.


If you need to make temporary repairs, keep all receipts and documentation, as these costs may be reimbursed by your insurance company. 


Storm damage can be overwhelming, but by following these steps, you can ensure that your property is protected and that you’re prepared for future storms. Remember, when it comes to tree damage, it’s always best to hire a professional tree service. Not only will this help prevent further damage, but it will also ensure your safety and the safety of your family. If you are looking for a
tree service to help after you have experienced the impact of a storm, reach out to J&C Tree Experts. Contact us now for a free estimate!

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